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💲 Earnest Money vs. Option Money in Georgia Real Estate Contracts
Agents often focus heavily on the purchase price, yet the structure of the buyer’s upfront money can determine whether the deal is taken seriously, how disputes are resolved, and whether a seller feels comfortable accepting an offer in the first place.

CCK
5 days ago5 min read


💰 FinCEN Is Now in Effect
What Georgia REALTORS® Need to Know About Cash & Entity Closings As of March 1, 2026 , the new federal residential real estate reporting rule issued by the Financial Crimes Enforcement Network (FinCEN) is officially in effect. This means certain Georgia residential closings are now subject to direct federal reporting requirements. If you work with cash buyers or entity purchases, this is no longer a “coming soon” issue. It is part of the closing landscape. Let’s walk throug

CCK
Mar 34 min read


🏢 Switching Brokerages: The Roadmap
Sometimes agents are asking because they’re planning their own transition. Sometimes they’re asking because they’re being recruited. Sometimes they’re asking because they want to recruit someone else to come to their brokerage. Either way, once the conversation starts, Georgia License Law and your Independent Contractor Agreement (ICA) immediately come into play. In this article, we’ll walk through the roadmap for switching brokerages, along with the specific Georgia code sec

CCK
Feb 244 min read


🧰 Save the Deal Toolkit
When the Contract Is Strained but Not Broken - Options are the Key to Success

CCK
Feb 174 min read


Breaking Up Is Hard to Do: The GAR Brokerage Agreements
How a brokerage agreement ends determines whether the broker remains protected—or walks away entirely.

CCK
Feb 93 min read


Default Doesn’t Mean Dead: Understanding Default and the Right to Cure in the GAR Contract
In Georgia real estate contracts, there are defaults that DO NOT automatically terminate the contract. Instead, GAR contracts often require notice and an opportunity to cure before a party can take further action.

CCK
Feb 24 min read


State of Emergency and the GAR Contract
This article explains how the State of Emergency provision operates in the GAR® contracts, what changed in 2025, and what agents and brokers should understand in 2026.

CCK
Jan 274 min read


2026 GAR Contract - Most Asked Questions
I got great questions in the 2026 contract classes and want to make sure everyone can hear the questions - and my answers.

CCK
Jan 205 min read


Earnest Money FAQs Under the GAR Contract
In this article, I walk through the most common questions buyers, sellers, and agents ask about Earnest Money. Some are answered directly by the contract. Some are not. Each are critical to understanding risks, rights, and consequences. Below are a few of the issues that create the most confusion — and the most liability. Is Earnest Money required for a contract to be valid? No. In Georgia (and across the U.S.), the core requirements for a valid contract are offer, acceptance

CCK
Jan 128 min read


2026 Financing Form Changes: Protecting Your Clients Rights and Understanding Their Responsibilities
The 2026 Georgia financing forms include substantive changes that affect how both sides handle financing and financing failure. These are not cosmetic edits. I have also included best practices and reminders for portions that did not change, but are not often fully understood.

CCK
Jan 65 min read


What Georgia Agents and Brokers Must Understand About the 2026 Brokerage Agreement Changes
This post walks through why the brokerage agreement changes matter, what is actually new, and why brokers must lead the conversation before January 1 — not after a problem shows up.

CCK
Dec 22, 20257 min read


Georgia Real Estate Disclosures in 2026: What the Law Requires, What the Forms Do, and Where Confusion Creates Risk
This article walks through all of the revised disclosure-related forms used in Georgia residential transactions — F301, F302, CAD, Lead-Based Paint, and 2 New GAR Disclosures — with an emphasis on what is actually required, what is optional, and how agents should use each form in practice.

CCK
Dec 16, 20256 min read


The 2026 Georgia (GAR) Purchase & Sale Agreement: 9 Critical Changes Every Agent Must Understand
The 2026 GAR Forms are here for training and will be live for user January 1, 2026. Changes to the Purchase & Sale Agreements (P&S) impact nearly every transaction you’ll write in the coming year. These revisions tighten definitions, clarify responsibilities, and close loopholes that have caused misunderstandings between Buyers, Sellers, and Brokers.

CCK
Dec 8, 20254 min read


REALsmart – Understanding Deeds in Georgia
In Georgia, not all deeds are created equal. How a property is titled determines who inherits, who controls, and how easy—or hard—it will be to sell later. Below we break down three ownership types.

CCK
Oct 7, 20254 min read


2025 Updated Education Requirements for Georgia Real Estate Agents & REALTORS®
Georgia agents need license law and Broker education. REALTORS® need Code of Ethics and Fair Housing. The requirements differ for these classes.

CCK
May 14, 20253 min read


EPA Changes to Real Estate Agent's Lead-Based Paint Obligations are Focused on Making a Political Point Not Protecting People
The penalty per error is $21,699 as of February, 2024. It may also involve a company-wide review of all of the brokerages files . . .

CCK
Jul 12, 20244 min read


New Title Theft Prevention Tool in Georgia - GSCCCA FANS
Georgia has an absolutely free and easy site to monitor your title records. Link to sign up & additional information included.

CCK
Mar 11, 20241 min read


How Real Estate Agents Can Recognize and Avoid Vacant Land Fraud
Identifying and avoiding vacant real estate scams.

CCK
Jul 17, 20233 min read


Appealing Property Taxes in Georgia
The nuts and bolts of Georgia tax appeals.

CCK
Jun 6, 20235 min read


Title Theft, Title Locking, and Title Insurance . . . Oh My!!
What is title locking? What is title insurance? Does a homeowner need either or both?

CCK
Nov 1, 20228 min read
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