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State of Emergency and the GAR Contract
This article explains how the State of Emergency provision operates in the GAR® contracts, what changed in 2025, and what agents and brokers should understand in 2026.

CCK
5 days ago4 min read


2026 GAR Contract - Most Asked Questions
I got great questions in the 2026 contract classes and want to make sure everyone can hear the questions - and my answers.

CCK
Jan 205 min read


Earnest Money FAQs Under the GAR Contract
In this article, I walk through the most common questions buyers, sellers, and agents ask about Earnest Money. Some are answered directly by the contract. Some are not. Each are critical to understanding risks, rights, and consequences. Below are a few of the issues that create the most confusion — and the most liability. Is Earnest Money required for a contract to be valid? No. In Georgia (and across the U.S.), the core requirements for a valid contract are offer, acceptance

CCK
Jan 128 min read


2026 Financing Form Changes: Protecting Your Clients Rights and Understanding Their Responsibilities
The 2026 Georgia financing forms include substantive changes that affect how both sides handle financing and financing failure. These are not cosmetic edits. I have also included best practices and reminders for portions that did not change, but are not often fully understood.

CCK
Jan 65 min read


What Georgia Agents and Brokers Must Understand About the 2026 Brokerage Agreement Changes
This post walks through why the brokerage agreement changes matter, what is actually new, and why brokers must lead the conversation before January 1 — not after a problem shows up.

CCK
Dec 22, 20257 min read


Georgia Real Estate Disclosures in 2026: What the Law Requires, What the Forms Do, and Where Confusion Creates Risk
This article walks through all of the revised disclosure-related forms used in Georgia residential transactions — F301, F302, CAD, Lead-Based Paint, and 2 New GAR Disclosures — with an emphasis on what is actually required, what is optional, and how agents should use each form in practice.

CCK
Dec 16, 20256 min read


The 2026 Georgia (GAR) Purchase & Sale Agreement: 9 Critical Changes Every Agent Must Understand
The 2026 GAR Forms are here for training and will be live for user January 1, 2026. Changes to the Purchase & Sale Agreements (P&S) impact nearly every transaction you’ll write in the coming year. These revisions tighten definitions, clarify responsibilities, and close loopholes that have caused misunderstandings between Buyers, Sellers, and Brokers.

CCK
Dec 8, 20254 min read


REALsmart – Understanding Deeds in Georgia
In Georgia, not all deeds are created equal. How a property is titled determines who inherits, who controls, and how easy—or hard—it will be to sell later. Below we break down three ownership types.

CCK
Oct 7, 20254 min read


2025 Updated Education Requirements for Georgia Real Estate Agents & REALTORS®
Georgia agents need license law and Broker education. REALTORS® need Code of Ethics and Fair Housing. The requirements differ for these classes.

CCK
May 14, 20253 min read


EPA Changes to Real Estate Agent's Lead-Based Paint Obligations are Focused on Making a Political Point Not Protecting People
The penalty per error is $21,699 as of February, 2024. It may also involve a company-wide review of all of the brokerages files . . .

CCK
Jul 12, 20244 min read


New Title Theft Prevention Tool in Georgia - GSCCCA FANS
Georgia has an absolutely free and easy site to monitor your title records. Link to sign up & additional information included.

CCK
Mar 11, 20241 min read


How Real Estate Agents Can Recognize and Avoid Vacant Land Fraud
Identifying and avoiding vacant real estate scams.

CCK
Jul 17, 20233 min read


Appealing Property Taxes in Georgia
The nuts and bolts of Georgia tax appeals.

CCK
Jun 5, 20235 min read


Title Theft, Title Locking, and Title Insurance . . . Oh My!!
What is title locking? What is title insurance? Does a homeowner need either or both?

CCK
Oct 31, 20228 min read


5 Documents Every Real Adult Needs to Consider & 2 Bonus Items
What every adult, old or young, needs to have in place to protect their family financially and emotionally.

CCK
Sep 8, 20225 min read


7 Issues when the Seller Retains Possession after Closing (Under a GAR® contract)
It is not uncommon for the Seller to request possession after Closing. The Seller may have concerns about vacating the property before...

CCK
Jun 7, 20213 min read
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