If You Can’t Point to It, You Can’t Prove It

We need to acknowledge that it is complicated when ownership, occupancy, and responsibility don’t all sit with the same party.

Dreaded words for every agent: “The buyer couldn’t get the loan.” But in Georgia? That statement alone doesn’t end the story.

Think of the financing exhibit as more than just a contingency — it is a transaction roadmap. Along the way there are important moments . . .

I got great questions in the 2026 contract classes and want to make sure everyone can hear the questions - and my answers.

This article walks through all of the revised disclosure-related forms used in Georgia residential transactions — F301, F302, CAD, Lead-Based Paint, and 2 New GAR Disclosures — with an emphasis on what is actually required, what is optional, and how agents should use each form in practice.