Dreaded words for every agent: “The buyer couldn’t get the loan.” But in Georgia? That statement alone doesn’t end the story.

Think of the financing exhibit as more than just a contingency — it is a transaction roadmap. Along the way there are important moments . . .

I got great questions in the 2026 contract classes and want to make sure everyone can hear the questions - and my answers.

This article walks through all of the revised disclosure-related forms used in Georgia residential transactions — F301, F302, CAD, Lead-Based Paint, and 2 New GAR Disclosures  — with an emphasis on what is actually required, what is optional, and how agents should use each form in practice.